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Loan calculator
Enter your salary and we will show the down payment you need and your monthly payment.
Available without down payment €
Down payment needed
Loan amount €
Monthly payment €
at 4.99% €
at 8.99% €
Total interest €
Total you pay (incl. down payment) €
Rate from 4.99% to 8.99% p.a. — the lowest with a good SCHUFA and stable income.
How the debt decreases (by year)
| Year | Principal paid | Interest | Remaining debt |
|---|
The payment is the same every month, but interest is charged on the remaining debt, so the interest share shrinks and the repayment share grows.
Indicative only, not a credit offer. The rate ranges from 4.99% to 8.99% p.a.; the bank decides on approval and the final rate individually (credit history and SCHUFA, documents, housing costs, other loans, children etc.).
Example calculation (maximum case)
Net loan amount: € · term: months · rate: 8.99% p.a. · monthly instalment: € · total amount payable: €.
This uses the maximum possible rate — a worst-case example, not an offer. The bank may set a lower rate for you depending on your documents and credit history.